Which SBI Credit Card Is Best For Salaried Employees?

Is it good to have SBI credit card?

Even though some SBI Credit Cards may have joining fees, they give the best of Rewards and offers to customers.

You could gather as many as 10 points for every Rs.

100 spent.

If you are an online shopping addict, then SBI has the Simply Click Card with great offers from exclusive partners..

Which credit card is best for 20000 salary?

Top Low Income Credit CardsCredit Card VariantAnnual FeeCategorySimplyCLICK SBI CardRs.499Online ShoppingSimplySAVE SBI CardRs.499Daily shoppingHDFC Bharat CashBack CardRs.500CashbackHDFC Freedom CardRs.500Rewards6 more rows

What is the limit of SBI credit card?

SBI Card Available Credit Limit 1 Lakh and you make a purchase of Rs. 20,000, then the available credit limit after the purchase will be Rs. 80,000.

Which SBI debit card should I choose?

Best SBI Debit Cards State Bank Silver International Debit Card. State Bank Global International Debit Card. State bank Gold International Debit Card. SBI Platinum International Debit Card.

How can I increase my SBI credit card limit?

Login to Chatbot ILA, ask query for Credit Limit increase and follow the guided steps. SMS: SMS ‘INCR XXXX’ (last 4 digits of your card number) to 5676791 from your registered mobile number.

Is it bad to cancel a credit card?

A credit card can be canceled without harming your credit score⁠—paying off your balances first is key. Closing a credit card will not impact your credit history, which factors into your score.

Is SBI Elite card worth it?

The SBI Care ELITE is not the best premium card on the market, due to its below average general spending rewards rate and high fee, but has decent travel benefits. In terms of hotel rewards, the card offers cardholders a 10% discount on top of a 2.50% rewards rate (10 points per Rs. 100, 1 point = Rs.

Which credit card is best for salaried employees?

10 Best Credit Cards to Keep in IndiaCategoriesCredit CardBest Credit Cards for Salaried Individuals1. Standard Chartered Platinum Rewards Card 2. Axis Bank Insta Credit Card 3. Citibank Cashback Credit CardBest Credit Cards for Students1. ICICI Instant Platinum Card 2. SBI Student Plus Advantage Card2 more rows•Oct 10, 2019

Which credit card gives most benefits?

Here are CNBC Select’s picks for the top rewards credit cards:Best Overall: American Express® Gold Card.Runner-Up: Capital One® Venture® Rewards Credit Card.Best for Cash Back: Alliant Visa® Signature Credit Card.Best for Luxury Travel: Chase Sapphire Reserve®More items…

What is the late payment fee for SBI credit card?

If the cardholder does not make the payment of the Minimum Amount Due or more by 22nd Feb 2016, he would be charged a Late Payment Charge of Rs. 600 (Rs. 600 for greater than Rs.1000 & up to Rs. 10,000).

What is the lowest limit on a credit card?

1. Chase Freedom Unlimited® — $500+ Credit Limit. With the Chase Freedom Unlimited®, you have access to Chase Ultimate Rewards, one of the most robust rewards programs in the credit card space. This card has slightly higher acceptance standards, but initial credit limits can be low.

What is a normal credit limit?

$22,751What’s considered a “normal” credit limit in the U.S.? While limits may vary by age and location, on average Americans have a total credit limit of $22,751 across all their credit cards, according to the latest 2019 Experian data.

Which bank gives easily credit card?

Axis Bank Insta EasyThe Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

Which credit card is best in SBI?

Best SBI Credit Cards in India 2020Air India SBI Signature Card: 13.5% on Air India transactions, 1.8% on all spending.Air India SBI Platinum Card: 6.75% on Air India transactions.Yatra SBI Card: 20% discount of domestic hotel bookings.

Which SBI credit card is best for middle class?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForStandard Chartered Super Value Titanium Credit CardRs. 750Shopping and CashbackHDFC Regalia Credit CardRs. 2,500Travel and DiningAmazon Pay ICICI Bank Credit CardNilShoppingSimplyCLICK SBI CardRs. 499*Online Shopping6 more rows

What are 2 examples of credit card benefits?

What Are Some Examples of Common Credit Card Reward Program Benefits?Air Travel Miles.Cash Back on Purchases and Payments.Introductory Rate Period: Purchases and Transfers.Discounts or Gift Cards.Insurance on Rental Cars and Card Balances.

What is the best credit card for 2020?

The Best Credit Cards of 2020Blue Cash Preferred® Card from American Express: Best Cash Back Card.Citi® Double Cash Card: Best No Annual Fee Card.Chase Sapphire Preferred® Card: Best All Around Travel Rewards Card.The Blue Business® Plus Credit Card from American Express: Best Business Credit Card.More items…

Which SBI credit card is free annual fee?

SBI Unnati Credit CardThe SBI Unnati Credit Card is a great option for beginners or first-time users. Though the annual fee is Rs. 499, it is free for the first four years….Fees and Charges of Lifetime Free SBI Unnati Credit Card.Type of feeChargesInterest-free period20-50 daysFinance charges2.5% per month (30.0% per year)12 more rows